The book of Proverbs, on two occasions, says, “The prudent sees danger and hides himself, but the simple go on and suffer for it” Prov. 22:3; 27:12. Since there is no one of merit indicating that the financial mess we are in will be resolved anytime soon, it is foolish for ministry leaders to not see the dangers that are potentially lurking ahead and make adjustments as necessary. Simply, this is no time for foolish naivete and goofy “Trust the Lord” talk when wise stewardship is not in place.
He also adds some thoughts on personal finances…
Indeed, much of the mess people are in with their personal finances is the result of covetousness instead of contentedness. Additionally, since the god of money has died and shows no sign of a sudden resurrection, it is a wonderful time to call people to live within their means and worship Jesus rather than trying to use him to give them their idols of status, possession, and security. Furthermore, it is a good time to warn our people against such things as foolish investing and even gambling, because when times are hard, rather than living within their means, some are prone to risk everything out of a sinful love for money